The Group's non-banking financial platform has witnessed stable business development this year, especially with the stable development momentum of the mortgage loan business and the high utilization rate of funds. However, there have also been some businesses with long business cycles. Although the mortgage rate is low and the procedures are complete and compliant, over time, it will cause certain hidden dangers to the absolute safety of the business.

The Group's non-banking financial platform proposed a centralized clean-up requirement for the long-term business of the home mortgage loan business division. According to the requirements of the group's non-bank financial platform, the Home Mortgage Loans Division carefully investigated each business, classified all businesses, cleared some of the longer-cycle businesses, and cleared many problems and hidden risks. The pen reduces the business risk rate. At the same time, regulations are established for new business in the future.